Get The Proven Plan for Successful Debt Management


A simple, proven-effective formula for freeing yourself from almost any types of debt including credit card debts, loan shark debts, moneylender debts or even hire purchase debts


Not only will you learn how to get out of debt, you will also learn the fundamentals of staying out of debt and how to refrain yourself from getting into the same trap again!


How being debt free can allow you to live a more prosperous and healthy live. Be happier, doing the things you want with the people you love, without being in debt again!

I paid my lowest instalment of only $600, as compared to $2,000/mth I’ve been paying for years! Thanks so much SmartDebt!

Linda Hamid

I was kinda skeptical of debt management companies after my previous experience, but you managed to help me transform to the better!

Dekan Wu

You were there all the way through in guiding me to clear my debts. Wouldn't have been debt free for the past 5 years if not for you. Thanks!

Gary Yeoh


Hello Friends,

My name is Roslee Sahli (A.K.A. Leeo), and this is my story…

There was a time when I could not bring myself to face my creditors or even open the letterbox. Live was a living hell for me…

Anonymous phone numbers were left unanswered…

Home was too scary to live in because any time there was a knock on my door, I would quickly turn off the TV and lights in the hopes that they would just leave me thinking that no one’s at home…

When my kids asked, I would quickly whisper to them to keep quiet, as they were bad people at the door

The bills remained unpaid and it just keeps piling up.

I thought the solution was to keep borrowing. I dug out of one hole and went into another. It just doesn’t end.

I felt emotionally and physically drained by my debts. My monthly salary of $4,200 as a manager, at that time was not enough for me to pay off the debts.

By the time I realise I was in trouble, the debt has swelled to an amount that’s so intimidating that I lost my sense of control.

I was literally only paying off the bare minimum every month to a point I felt really low and wondered if I would ever get out of debt.

Accepting Debt Repayment Scheme

After several times of trying to duck out of an appointment with a debt repayment consultant, I eventually plucked up a huge amount of courage to address my dire situation.

… and my first appointment was an eye opener…


My debt consultant from SmartDebt Asia shared some interesting facts that will make you realize that if you are also suffering from debts, you’re not alone!
According to a recent study…

Average Personal Loans Per Capita In Singapore

Average personal loan per capita in Singapore was roughly $10,616 as of 31 Dec 2017.

This figure includes loans like personal instalment loans, home renovation loans, education loans and pawn shop loans.

Somewhat like credit cards, personal loans have been a popular way of financing one’s needs in the recent years. Before 2009, this category of loans only comprised about 15% of a household’s liability.

By 2017, its proportion has increased to more than 18%. It has been the fastest growing category of loans in Singapore, with an annual growth rate of 10% from 2009 to 2017.

This may be a bad signal that hints at weak consumer purchasing power, especially when it comes to important but pricey things like college tuition or wedding costs.

After spending about an hour discussing strategies and plans for me to get out of debt. I quickly realized that I had no choice but to take action immediately.

Procrastinating will only land me deeper into depression….

Let’s just face it, the debts are not going to go by itself… One needs determination and a plan to be debt free and never to get into that trap again.

And I am glad I have made that decision, because….

In less than a year, I have started to experience drastic positive changes to my life….

My bill repayment shrank from thousands of dollars to a measly less than a hundred dollars a month. No more unwanted calls from my creditors, no more staying away from home and no more red letters of demand from my creditors.

And the best thing was that, I managed to be debt free in only three years.

And now life has been amazing without debt that I have made it point to help others to relief themselves from the pain and agony of being in debt.

You were there when I was at the lowest and you guide me through clearing my debt issues at every step! For that I am eternally grateful!

P. Ganesan

Thank you for your insightful tips and assistance in helping me solve my $250,000 debt issue, with banks, loan sharks and money lenders

Bahri S.

Thank you for your patience in answering all my questions to my worries and fears of going through a debt repayment programme.

Zee Andre

stop suffering in silence

Hundreds of people who are getting out of debt every single day. And most of them had some help one way or another. And we can do just that for you. 

Claim Your Free Debt Consultation and Analysis Today!


Schedule Your FREE 1 Hour, fully discrete, No Obligation Consultation with Us Now!

Within that hour, you will gain:

Plus so much more…

No matter how many times you’ve failed in the past, getting out of debt is possible for you. – We can provide you with simple debt management techniques so you can become financially free. -Anyone can do it including you.

We’re here to help answer your questions and we are committed in helping you with your situation.

We understand that managing and trying to clear your debt can be complicated at times.

With more than 30 years of combined  experience in helping people with debt management solutions, we are able to provide you various solutions to any types of debt situation, no matter how severe it is.

Get in touch with us today using the form below. All we want from you is be comfortable and feel free with your questions.

We also understand that your situation might be of high urgency, so please do not hesitate to send me a message via whatsapp for faster response.

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