Get The Proven Total Money Management Plan To Get Out of Debt


A simple yet proven-effective SOLUTIONS (SMART Money Management, Snowball Method, Debt Repayment Scheme & Bankruptcy) to consolidate any types of debt.


Solutions to all types of debts, including bank loans, license moneylender, hire-purchase and co-operative loan with ZERO/FREEZE INTEREST repayment plan.


Discover how anyone can pay off their debts and SAVE at the same time with the right plan and solution. A proven plan for to secure a big, fat nest egg for emergencies and retirement!

I paid my lowest instalment of only $600, as compared to $2,000/mth I’ve been paying for years! Thanks so much SmartDebt!

Linda Hamid

I was kinda skeptical of debt management companies after my previous experience, but you managed to help me transform to the better!

Dekan Wu

You were there all the way through in guiding me to clear my debts. Wouldn't have been debt free for the past 5 years if not for you. Thanks!

Gary Yeoh


Hello Friends,

Hi, my name is Leeo (Roslee Sahli) and this is my debt story.

In year 2003, bankruptcy application was filed against me due to my $230,000 bad debt owing to banks and cooperative.

I had to leave my career of 20 years with no saving and plans for a new job.

At that moment, I felt helpless and lost. Friends shunned me off and avoided me, as if i carry the label IN DEBT on my forehead…

I was at the LOWEST POINT & ROCK BOTTOM part of my life!

Back then, I was curious on why there wasn’t any debt management agency that provided informative and guidance support system in the form of consultation, knowledge and guidance for debtors like me to face the challenges of being in debt. This has brought me into reading and researching on how debt recovery process works and how to Get Out Of Debt in Singapore.

Applying all the knowledge and tools I’ve gathered over the years to resolve my owned debt problems, I’ve decided to start i-RSL Management & Consultancy and now known as SMARTdebt Asia to provide effective debt management system and solution to help anyone who’s facing debt problems just like I once did. SMARTdebt Asia, now has its own Total Money Management Program to assist debtors to get out of debt.

With the above, we’ve managed to successfully walk our clients through the dark journey of being in debt, conquering their fears of debt, mindset changes and move towards the bright journey of being Debt Free!


Claim your Free 90 Minutes Debt Management Advisory Session with us now and let us share with you, how you can, with the right tools, knowledge and proven solutions, pay off your debt, start saving and be debt free.


According to a recent study…


Average Personal Loans Per Capita In Singapore

Average personal loan per capita in Singapore was roughly $10,616 as of 31 Dec 2017.

This figure includes loans like personal installment loans, home renovation loans, education loans and pawn shop loans.

Somewhat like credit cards, personal loans have been a popular way of financing one’s needs in the recent years. Before 2009, this category of loans only comprised about 15% of a household’s liability.

By 2017, its proportion has increased to more than 18%. It has been the fastest growing category of loans in Singapore, with an annual growth rate of 10% from 2009 to 2017.

This may be a bad signal that hints at weak consumer purchasing power, especially when it comes to important but pricey things like college tuition or wedding costs.

After spending about an hour discussing strategies and plans for me to get out of debt. I quickly realized that I had no choice but to take action immediately.

Procrastinating will only land me deeper into depression….

Let’s just face it, the debts are not going to go by itself… One needs determination and a plan to be debt free and never to get into that trap again.

And I am glad I have made that decision, because….

In less than a year, I have started to experience drastic positive changes to my life….

My bill repayment shrank from thousands of dollars to a measly less than a hundred dollars a month. No more unwanted calls from my creditors, no more staying away from home and no more red letters of demand from my creditors.

And the best thing was that, I managed to be debt free in only three years.

And now life has been amazing without debt that I have made it point to help others to relief themselves from the pain and agony of being in debt.

You were there when I was at the lowest and you guide me through clearing my debt issues at every step! For that I am eternally grateful!

P. Ganesan

Thank you for your insightful tips and assistance in helping me solve my $250,000 debt issue, with banks, loan sharks and money lenders

Bahri S.

Thank you for your patience in answering all my questions to my worries and fears of going through a debt repayment programme.

Zee Andre

stop suffering in silence

Thousands of individuals and business owners has gotten out of debt through our Total Money Management Program. Claim your Free 90 Minutes Debt Management Advisory Session now!

Claim Your Free 90 Mins Debt Management Advisory Session Now!


Schedule Your FREE 1 Hour, fully discrete, No Obligation Consultation with Us Now!

In the 90 minutes private and confidential session, you will learn:

Plus so much more…

No matter how much the amount owed, we assure you there’s a solution!

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We’re here to help answer your questions and we are committed in helping you with your situation.

We understand that managing and trying to clear your debt can be complicated at times.

With more than 30 years of combined  experience in helping people with debt management solutions, we are able to provide you various solutions to any types of debt situation, no matter how severe it is.

Get in touch with us today using the form below. All we want from you is be comfortable and feel free with your questions.

We also understand that your situation might be of high urgency, so please do not hesitate to send me a message via whatsapp for faster response.

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