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A simple yet proven-effective SOLUTIONS (SMART Money Management, Snowball Method, Debt Repayment Scheme & Bankruptcy) to consolidate any types of debt.
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Solutions to all types of debts, including bank loans, license moneylender, hire-purchase and co-operative loan with ZERO/FREEZE INTEREST repayment plan.
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Discover how anyone can pay off their debts and SAVE at the same time with the right plan and solution. A proven plan for to secure a big, fat nest egg for emergencies and retirement!
I paid my lowest instalment of only $600, as compared to $2,000/mth I’ve been paying for years! Thanks so much SmartDebt!
I paid my lowest instalment of only $600, as compared to $2,000/mth I’ve been paying for years! Thanks so much SmartDebt!
You were there all the way through in guiding me to clear my debts. Wouldn't have been debt free for the past 5 years if not for you. Thanks!
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LET'S GET YOU OUT OF DEBT
Hello Friends,
Hi, my name is Leeo (Roslee Sahli) and this is my debt story.
In year 2003, bankruptcy application was filed against me due to my $230,000 bad debt owing to banks and cooperatives.
I had to leave my career of 20 years with no saving and plans for a new job.
At that moment, I felt helpless and lost. Friends shunned me off and avoided me, as if i carry the label “IN DEBT” on my forehead…
I was at the LOWEST POINT & ROCK BOTTOM part of my life!
I could not bring myself to face my creditors or even open the letterbox. Live was a living hell for me…
Anonymous phone numbers were left unanswered…
Home was too scary to live in because any time there was a knock on my door, I would quickly turn off the TV and lights in the hopes that they would just leave me thinking that no one’s at home…
When my kids asked, I would quickly whisper to them to keep quiet, as they were bad people at the door…
The bills remained unpaid and it just keeps piling up.
I thought the solution was to keep borrowing. I dug out of one hole and went into another. It just doesn’t end.
I felt emotionally and physically drained by my debts. My monthly salary of $4,200 as a manager, at that time was not enough for me to pay off the debts.
By the time I realized I was in trouble, the debt has swelled to an amount that’s so intimidating that I lost my sense of control.
I was literally only paying off the bare minimum every month to a point I felt really low and wondered if I would ever get out of debt….
Debt Repayment Scheme or Bankruptcy?
I simply couldn’t take it, I eventually plucked up a huge amount of courage to address my dire situation. But through this bitter pill I learned more on how debt recovery process works in Singapore.
… if your debt volume is between $15,000 to $100,000, no matter what any hot-shot debt consultants are telling you, you should AVOID BANKRUPTCY. You should opt for a Debt Repayment Scheme instead….
DO YOU KNOW THAT...
According to a recent study…
Average Personal Loans Per Capita In Singapore
Average personal loan per capita in Singapore was roughly $10,616 as of 31 Dec 2017.
This figure includes loans like personal installment loans, home renovation loans, education loans and pawn shop loans.
Somewhat like credit cards, personal loans have been a popular way of financing one’s needs in the recent years. Before 2009, this category of loans only comprised about 15% of a household’s liability.
By 2017, its proportion has increased to more than 18%. It has been the fastest growing category of loans in Singapore, with an annual growth rate of 10% from 2009 to 2017.
This may be a bad signal that hints at weak consumer purchasing power, especially when it comes to important but pricey things like college tuition or wedding costs.
Procrastinating will only land me deeper into depression….
Let’s just face it, the debts are not going to go by itself… One needs determination and a plan to be debt free and never to get into that trap again.
And I am glad I have made that decision, because….
In less than a year, I have started to experience drastic positive changes to my life….
My bill repayment shrank from thousands of dollars to a measly less than a hundred dollars a month.
No more unwanted calls from my creditors, no more staying away from home and no more red letters of demand from my creditors.
And the best thing was that, now I am totally debt free
Life is amazing without debt that I have made it point to help others to relief themselves from the pain and agony of being in debt.
You were there all the way through in guiding me to clear my debts. Wouldn't have been debt free for the past 5 years if not for you. Thanks!
Thank you for your patience in answering all my questions to my worries and fears of going through a debt repayment programme.
Thank you for your patience in answering all my questions to my worries and fears of going through a debt repayment programme.
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stop suffering in silence
Thousands of individuals and business owners has gotten out of debt through our Total Money Management Program. Claim your Free 90 Minutes Debt Management Advisory Session now!
GET IN TOUCH WITH US TODAY!
Schedule Your FREE 1 Hour, fully discrete, No Obligation Consultation with Us Now!
In the 90 minutes private and confidential session, you will learn:
- About Debt Analysis Report.
- Understand your present debt to income ratio and what you should do about it.
- How to pay off debt and start saving.
- How to handle harassment calls.
- How to clear your credit-card debts
- How to handle debt collectors visits.
- How to handle debt legal process and claimants.
- More clarity and insight into your current debt crisis
- How to avoid bankruptcy.
- Understand the myths and facts about bankruptcy.
- How to pay off debt at freezed / zero compounded interest.
- How Total Money Management can help you be debt free!
Plus so much more…
No matter how much the amount owed, we assure you there’s a solution!
Our Track Records In Debt Management
Total Debt Volume Managed To Date
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We’re here to help answer your questions and we are committed in helping you with your situation.
We understand that managing and trying to clear your debt can be complicated at times.
With more than 30 years of combined experience in helping people with debt management solutions, we are able to provide you various solutions to any types of debt situation, no matter how severe it is.
Get in touch with us today using the form below. All we want from you is be comfortable and feel free with your questions.
We also understand that your situation might be of high urgency, so please do not hesitate to send me a message via whatsapp for faster response.